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A second mortgage is an additional loan taken out on a property on which there is already an outstanding mortgage. Your lender may agree to increase the mortgage term beyond the original terms, ie. Homeowner mortgages - remortgage & save £££'s. Long term fixed rate mortgages. We understand the impact of ccjs, defaults or arrears when finding a mortgage. However, many lenders offer variable rate mortgages, also known as adjustable rate mortgages or arms. Cheapest fixed rate mortgage.

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